Creditor Harassment Attorney in Baltimore, MD
Sanchez Garrison & Associates Can Help Stop Creditors From Harassing You
Do you receive phone calls from creditors demanding payment? Are you receiving letters from creditors demanding payment? If so, you might be a victim of creditor harassment. As experienced Baltimore credit lawyers, we can help you put an end to this and protect your rights.
Sanchez Garrison & Associates can help you file for Chapter 7 or Chapter 13 bankruptcy, which may help put an end to any harassing tactics used by creditors. With bankruptcy, you can get rid of most of your debt and stop receiving phone calls and letters from creditors. If you are struggling with debt, contact us and we will assist you in making the best decision possible based on your financial position.
Is Creditor Harassment Legal?
Creditors are allowed to contact you in order to try to collect on a debt. However, there are rules and regulations in place to protect you from harassment. If you feel that you are being harassed by a creditor, you may be able to file a complaint against them.
Under the Fair Debt Collection Practices Act (FDCPA), creditors are prohibited from:
- Using threats of violence
- Using obscene language
- Publicizing the fact that a consumer has a debt
- Using any false statements
- Using any name other than the name under which the creditor is doing business
- Continuing to contact a consumer with an expired debt
- Contacting a consumer at their place of employment if the employer has told the creditor not to contact them there
If you feel that you are being harassed by a creditor, you can file a complaint against them. Our experienced creditor harassment attorney in Baltimore can help you put an end to creditor harassment.
How Can Bankruptcy Stop Creditor Harassment?
If you are being hounded by debt collectors, filing for bankruptcy may be able to put an end to this harassment. When you file for bankruptcy, you can get the relief you need by eliminating debt and putting an end to continuous phone calls and letters from creditors.
Some of the debt that you can eliminate through bankruptcy includes the following:
- Credit card debt
- Medical bills
- Personal loans
- Utility bills
- And more...
Once you file for bankruptcy, creditors will be required to stop all collection attempts. They must also provide you with certain information about your debt, including the name of the creditor, the amount of the debt, and how it will be discharged if you file for bankruptcy.
Turn to Sanchez Garrison & Associates for Creditor Harassment Matters
At Sanchez Garrison & Associates, we can assist you in making the best option if you are being harassed by creditors. With our experienced attorneys on your side, you can be confident that your rights are being safeguarded and that you are receiving the best legal representation available.
Schedule a consultation with our creditor harassment attorney in Baltimore by contacting us online or calling (410) 406-7372 today.
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